Restaurants and Hotels

Great food, service and amenities have always brought your customers and guests to your establishment. You have worked long and hard to achieve your success. In the hospitality industry, one single event, such as a grease fire, power outage, or case of food poisoning could devastate your business. Are you prepared financially to withstand such a devastation?

Whether you’re an owner of a coffee shop or a fine dining establishment, protecting yourself from the financial risks associated with the hospitality industry is vital. At Quantum Source Insurance Group (QSIG), we work closely with you to understand your business and risks and to provide the needed coverage.

Some of the businesses we have helped include:

• Bars
• Catering Services
• Coffee Shops
• Hotels/Motels
• Nightclubs
• Restaurants

Put your mind at ease by purchasing hospitality insurance so you can focus on what’s most important in giving your customers the best experience possible. Obtaining worker’s compensation insurance, property, liability and vehicle insurance are just some of the coverages needed to protect your business.

Our hospitality insurance includes:

• Assault & Battery – protects against assault and battery claims, especially common in establishments that serve a high percentage of alcohol.
• Business Income & Extra Expense – provides coverage for lost income, payroll expenses, cost of moving, etc. in the event of a covered loss to the premises.
• Equipment Breakdown – covers the cost of repairing or replacing equipment that has broken down.
• Liquor Liability – helps cover costs for alcohol-related claims.
• Loss of Income – helps to cover lost income caused by temporary shutdown of business.
• Spoilage – covers the cost associated with food spoilage due to equipment breakdown.
• Valet Parking – protects against damages caused to customers’ vehicles during valet service.
• Workers’ Compensation – helps cover costs, such as medical bills and lost wages, associated with an employee becoming sick or injured on the job.

QSIG understands the risks associated with operating a business in the hospitality industry and we can provide you with peace of mind knowing that you will be protected from the inevitable problems that come with running such a business.

Contact us today for more information on the types of insurance we provide.