Automotive and Repair Shops

Your business is flourishing. Several truckloads of new cars have just arrived on your lot and you have more inventory than your competitors. Customers have been visiting the dealership all day. The next morning, you arrive and are devastated by what you find. Several cars on the lot have been broken into and damaged. Tens of thousands of dollars have been lost. Do you have the right insurance to withstand the full spectrum of risk associated with your industry?

At Quantum Source Insurance Group (QSIG), we understand the magnitude of the automotive industry. Whether you are a business involved with the buying, selling or maintaining of automobiles, we work with you to protect your business and provide affordable options to cover your insurance needs.

Types of Automotive Businesses We Insure:

• Auto Body/Collision and Repair Shops
• Auto Dealerships – New & Used (Franchised & Non-Franchised)
• Auto Detail Shops
• Auto Glass Repair/Installation Centers
• Auto Quick Lube Shops (Oil & Lube)
• Brake Shops
• Car Washes
• General Auto Repair
• Muffler Shops
• Retail Auto Parts and Accessories Stores (new parts only)
• Retail Tire Stores

We work with insurance carriers that are up to speed with the industry-specific challenges you face. From risks associated with holding an expansive inventory of garaged or open lot vehicles to those who repair all types of autos including heavy truck and diesel repair, QSIG has your business covered.

As an automotive business, it is crucial that your insurance policy also covers the vehicles of your customers. We, at Quantum Source, will guide you to ensure that you are protected from any accidents or damages that occur to a customer’s vehicle on your property or under your control.

We will review options with you that include the following types of automotive insurance coverage:

• Automobile Insurance – covers certain liability resulting from bodily injury or physical damage caused by vehicles used by your business.
• Dealers Open Lot Coverage – provides physical damage protection to a dealer’s owned vehicles and equipment.
• Garagekeepers Coverage – covers damage or theft to a customer’s auto while in your garage’s care, custody or control.
• General Liability – offers general protection from claims against your business for physical damage or bodily injury.
• Physical Damage Coverage – insures a business for loss due to collision, theft, vandalism, fire and weather.
• Property Insurance – helps with repair and replacement costs resulting from damage to buildings, equipment or other items on your business’s property.
• Workers’ Compensation – protects you and your business against claims from employees that are injured while on the job.

Contact us to learn more about how we can help you.