Your business is everything you dreamt it would be—great reputation, loyal customers, dedicated employees and profitable. What if that all were to disappear after you or one of your employees were involved in a work-related car accident? Do you have a solid commercial auto insurance policy that would prevent you from losing everything after an incident such as this? If you are not sure, our team at Quantum Source Insurance Group (QSIG) is here to help.
The type of driving your employees do will ultimately dictate the type of commercial auto insurance policy your company needs. Our team at QSIG will meet with you to fully understand your business and its needs. We will discuss your company vehicles, employees that use them and how, as well as the business use of any employee’s personal vehicles.
Your fleet of business vehicles may include one vehicle or one hundred. The risk remains the same. Without the proper coverage, you may potentially be jeopardizing your company’s assets that you have worked so hard to gain. Additionally, depending on your current coverage, as a business owner, you may be held personally liable for damages and costs associated with any accident.
At QSIG, we want to make sure that your company is adequately protected from the wide variety of risks associated with the use of vehicles on behalf of your company. We will put together a package that hits on every possibility. The two most important protections we will discuss and present to you include:
Liability Coverage – If you or one of your employees is at fault for vehicle accident, this insurance covers injuries or damages to other people and their property, not yours. Options include, but are not limited to:
Physical Damage Coverage – This protects you financially from costs associated with the vehicles that are owned, hired, leased or used to conduct business for your company. Coverage may include:
Depending on the insurance needs of your business, we will advise on additional coverages to be included in your package, such as:
As business owners ourselves, we understand the time involved to keep a successful business up and running. Allow us to take away the worry associated with protecting your business, so you can focus your energy on growing your business.
Contact our team at QSIG today.
When was the last time you updated your business insurance policies? Take the Quantum Challenge to see if you need an updated policy. (Short answer: You do.)