Contractors

Your craftsmanship is what drives your business. No matter your area of expertise, you know accidents can happen at any time and without warning. The reality is, as a contractor, you are vulnerable and face risks every workday. Do you have the peace of mind knowing that if something were to happen, you and your business are covered?

Because every business is unique, insurance for contractors can range from a standard policy to a more diverse package, depending upon your business needs. The type of business you own, its size and where you operate will determine the type of coverage you need.

Quantum Source Insurance Group (QSIG) understands the risks contractors face every day and can tailor coverage to your specific needs. We have been supplying insurance to contractors for years. We have the experience, resources and coverage options to keep your business safe.

Whether your company and your projects are large or small, as a contractor, you want the peace of mind to know that you are protected. At QSIG, some of the contractors we provide coverage to include, but are not limited to:

• Carpenters
• Electricians
• Home Builders
• HVAC Contractors
• Masons
• Plumbers

We can tailor your insurance to include a variety of coverage. Here is a sampling of what we offer :

• Computer Coverage – protects computers and any media that may suffer from physical damage or viruses. Coverage covers the cost to research and replace any lost data.
• Contractor Bonds – guarantees customers that your business adheres to laws and regulations enforced by the government.
• Contractors Errors and Omissions – covers the cost of accidental mistakes in the course of doing business that cause loss for the customer.
• Employment Practices Liability – helps protect against employee lawsuits. Also known as EPL insurance or EPLI, provides coverage against claims made by employees alleging discrimination, wrongful termination, harassment and other employment-related issues.
• Equipment Rental Coverage – protects equipment that you have rented or leased for your business. Examples include forklifts, cranes and backhoes.
• Installation – covers personal property installed, fabricated or erected by a contractor. Coverage is valid until the purchaser accepts the installation work or when the insured’s interest in the property installed ceases.
• Tools and Equipment Coverage – provides coverage from damage to any tools and machinery that you own. Most of these items are smaller or portable tools and equipment.
• Workers’ Compensation – helps to protect your business and its assets in the event of an employee suffering a serious injury while on the job.

Contact us to learn more about how we can help you.